DISCLAIMER: I just want to preface this article by saying that I am not an expert on this topic, nor do I have real experience with them. However, I put what I do know in this article, so this is just my grain of salt on the subject. Please don’t purely base any decisions off of what is said. Everywhere you look, side hustles are always being advertised as a money-maker. Scroll TikTok or Instagram and you’ll see students delivering food, tutoring online, etc. These are framed

Three episodes into a new Netflix show, yet you are not quite liking it. The pacing is too slow, or the characters just don't resonate with you, yet you continue to watch. Why is that? You are already 3 hours into the show, and if you stop now, it would mean that you wasted those hours for no reason. So you justify it. You said: "Maybe it improve. I'll just keep watching. Congratulations! You've just succumbed to the sunk cost fallacy. But don't worry. You're not the only

Every January, I always hear a version of one of these things from my friends and family: “I’ll save more.” “I’ll stop wasting money.” “I’ll finally start budgeting.” But by February, these same people go about like these words were never said. Financial New Year’s resolutions fail because they’re built on hope. However, in the case of resolutions, structure is more important. Why Financial Resolutions Usually Fail From an economics standpoint, these goals that are seemingly

Commercial real estate finance is an industry where experience compounds over time. Markets expand and contract, risk tolerance shifts, and execution strategies evolve with competition. Few people have seen these changes as closely as Steven Maeglin, a longtime commercial real estate finance professional whose career spans more than 30 years across CMBS, structured finance, and loan origination. In an interview with Maeglin, he offered a vivid look at how the industry has cha